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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,362 | $169,161-7.0% | $129,295+21.7% | $145,959+7.8% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 10.22% | 14348.07%-14337.9pp | 9429.28%-9419.1pp | 561.95%-551.7pp |
| Employer contribution / active EE | $13,163 | $5,543+137.5% | $4,157+216.7% | $4,661+182.4% |
| Participant deferral / active EE | $5,750 | $4,989+15.2% | $4,169+37.9% | $6,689-14.0% |
| Admin fee / account holder | $1,046 | $9,878-89.4% | $7,665-86.4% | $13,398-92.2% |