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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,362 | $169,356-7.1% | $129,406+21.6% | $145,897+7.9% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 10.22% | 14418.62%-14408.4pp | 9468.18%-9458.0pp | 552.29%-542.1pp |
| Employer contribution / active EE | $13,163 | $5,542+137.5% | $4,155+216.8% | $4,663+182.3% |
| Participant deferral / active EE | $5,750 | $4,987+15.3% | $4,167+38.0% | $6,689-14.0% |
| Admin fee / account holder | $1,046 | $9,915-89.5% | $7,689-86.4% | $13,390-92.2% |