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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,901 | $169,336-79.4% | $129,384-73.0% | $145,884-76.1% |
| Participation rate | 90.5% | 76.5%+14.0pp | 69.6%+20.8pp | 80.3%+10.2pp |
| Annual return | 26.77% | 14408.70%-14381.9pp | 9461.77%-9435.0pp | 551.85%-525.1pp |
| Employer contribution / active EE | $3,320 | $5,540-40.1% | $4,153-20.1% | $4,662-28.8% |
| Participant deferral / active EE | $5,764 | $4,985+15.6% | $4,166+38.4% | $6,690-13.8% |
| Admin fee / account holder | $900 | $9,912-90.9% | $7,686-88.3% | $13,392-93.3% |