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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,416 | $185,905-85.8% | $170,057-84.5% | $139,487-81.1% |
| Participation rate | 90.0% | 87.8%+2.2pp | 87.0%+3.0pp | 80.3%+9.7pp |
| Annual return | 38.25% | 60.56%-22.3pp | 53.42%-15.2pp | 373.84%-335.6pp |
| Employer contribution / active EE | $2,124 | $7,597-72.0% | $6,790-68.7% | $4,755-55.3% |
| Participant deferral / active EE | $5,336 | $11,627-54.1% | $10,411-48.7% | $6,713-20.5% |
| Admin fee / account holder | $847 | $15,397-94.5% | $12,826-93.4% | $11,407-92.6% |