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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,468 | $209,336-68.7% | $197,124-66.8% | $137,256-52.3% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 31.40% | 48.09%-16.7pp | 44.34%-12.9pp | 220.34%-188.9pp |
| Employer contribution / active EE | $6,730 | $6,591+2.1% | $6,227+8.1% | $4,156+61.9% |
| Participant deferral / active EE | $14,176 | $9,614+47.4% | $9,135+55.2% | $6,407+121.3% |
| Admin fee / account holder | $4,006 | $17,308-76.9% | $16,298-75.4% | $12,270-67.3% |