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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,458 | $201,370-79.4% | $184,256-77.5% | $145,897-71.6% |
| Participation rate | 90.9% | 87.5%+3.4pp | 86.8%+4.1pp | 80.3%+10.6pp |
| Annual return | 22.59% | 29.05%-6.5pp | 28.85%-6.3pp | 552.29%-529.7pp |
| Employer contribution / active EE | $5,004 | $7,024-28.8% | $6,427-22.1% | $4,663+7.3% |
| Participant deferral / active EE | $10,107 | $9,808+3.0% | $9,133+10.7% | $6,689+51.1% |
| Admin fee / account holder | $314 | $16,364-98.1% | $13,899-97.7% | $13,390-97.7% |