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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,105 | $175,259-17.8% | $149,723-3.8% | $139,487+3.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.63% | 166.82%-160.2pp | 134.50%-127.9pp | 373.84%-367.2pp |
| Employer contribution / active EE | $13,466 | $5,478+145.8% | $4,821+179.3% | $4,755+183.2% |
| Participant deferral / active EE | $7,263 | $6,522+11.4% | $5,682+27.8% | $6,713+8.2% |
| Admin fee / account holder | $630 | $16,158-96.1% | $13,215-95.2% | $11,407-94.5% |