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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,978 | $167,533-36.1% | $151,645-29.5% | $134,545-20.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -26.19% | 7.81%-34.0pp | 3.34%-29.5pp | 418.37%-444.6pp |
| Employer contribution / active EE | $17,685 | $6,828+159.0% | $6,165+186.9% | $4,742+273.0% |
| Participant deferral / active EE | $13,365 | $8,985+48.8% | $8,363+59.8% | $6,401+108.8% |
| Admin fee / account holder | $10,942 | $13,781-20.6% | $11,614-5.8% | $11,431-4.3% |