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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,565 | $111,535-17.0% | $105,223-12.0% | $137,256-32.6% |
| Participation rate | 40.9% | 78.1%-37.2pp | 75.0%-34.1pp | 80.0%-39.1pp |
| Annual return | 19.00% | 237.85%-218.9pp | 180.65%-161.7pp | 220.34%-201.3pp |
| Employer contribution / active EE | $1,373 | $3,939-65.2% | $3,689-62.8% | $4,156-67.0% |
| Participant deferral / active EE | $2,968 | $5,500-46.0% | $5,072-41.5% | $6,407-53.7% |
| Admin fee / account holder | $877 | $9,721-91.0% | $8,859-90.1% | $12,270-92.9% |