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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,378 | $29,733-24.7% | $56,025-60.1% | $80,959-72.4% |
| Participation rate | 17.6% | 41.7%-24.1pp | 52.5%-34.9pp | 67.7%-50.0pp |
| Annual return | 18.00% | 35.28%-17.3pp | 1712.69%-1694.7pp | 35.67%-17.7pp |
| Employer contribution / active EE | $413 | $672-38.5% | $1,042-60.3% | $2,757-85.0% |
| Participant deferral / active EE | $1,238 | $1,229+0.7% | $1,955-36.7% | $4,300-71.2% |
| Admin fee / account holder | $1,051 | $2,434-56.8% | $2,828-62.9% | $6,925-84.8% |