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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,263 | $94,439-90.2% | $73,658-87.4% | $154,746-94.0% |
| Participation rate | 12.5% | 64.7%-52.2pp | 57.0%-44.5pp | 80.7%-68.2pp |
| Annual return | 25.27% | 28.25%-3.0pp | 29.72%-4.5pp | 172.34%-147.1pp |
| Employer contribution / active EE | $0 | $1,257-100.0% | $1,032-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $409 | $2,527-83.8% | $2,062-80.2% | $6,730-93.9% |
| Admin fee / account holder | $32 | $3,843-99.2% | $3,357-99.0% | $14,365-99.8% |