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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,766 | $45,872-78.7% | $77,100-87.3% | $68,490-85.7% |
| Participation rate | 96.9% | 55.9%+41.0pp | 67.9%+29.0pp | 67.9%+29.0pp |
| Annual return | -23.46% | 1.73%-25.2pp | 42.35%-65.8pp | -7.85%-15.6pp |
| Employer contribution / active EE | $1,280 | $1,650-22.4% | $2,815-54.5% | $2,597-50.7% |
| Participant deferral / active EE | $2,770 | $2,963-6.5% | $4,430-37.5% | $4,028-31.2% |
| Admin fee / account holder | $633 | $3,041-79.2% | $5,443-88.4% | $5,403-88.3% |