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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,349 | $165,399-53.8% | $149,745-49.0% | $158,982-52.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 40.53% | 348.34%-307.8pp | 276.72%-236.2pp | 302.99%-262.5pp |
| Employer contribution / active EE | $918 | $5,105-82.0% | $4,646-80.2% | $4,763-80.7% |
| Participant deferral / active EE | $7,812 | $7,183+8.8% | $6,843+14.2% | $5,983+30.6% |
| Admin fee / account holder | $2,205 | $10,811-79.6% | $9,312-76.3% | $11,252-80.4% |