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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,685 | $160,070+42.9% | $147,117+55.4% | $145,897+56.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 32.21% | 98.69%-66.5pp | 420.54%-388.3pp | 552.29%-520.1pp |
| Employer contribution / active EE | $1,465 | $5,285-72.3% | $4,932-70.3% | $4,663-68.6% |
| Participant deferral / active EE | $6,779 | $8,419-19.5% | $8,065-15.9% | $6,689+1.3% |
| Admin fee / account holder | $4,902 | $15,035-67.4% | $12,993-62.3% | $13,390-63.4% |