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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,030 | $175,259-84.0% | $149,723-81.3% | $139,487-79.9% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 37.30% | 166.82%-129.5pp | 134.50%-97.2pp | 373.84%-336.5pp |
| Employer contribution / active EE | $1,923 | $5,478-64.9% | $4,821-60.1% | $4,755-59.6% |
| Participant deferral / active EE | $9,858 | $6,522+51.2% | $5,682+73.5% | $6,713+46.9% |
| Admin fee / account holder | $71 | $16,158-99.6% | $13,215-99.5% | $11,407-99.4% |