Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,805 | $123,750-96.9% | $69,611-94.5% | $145,877-97.4% |
| Participation rate | 75.0% | 69.2%+5.8pp | 66.4%+8.6pp | 80.3%-5.3pp |
| Annual return | 17.18% | 192.03%-174.8pp | 101.14%-84.0pp | 551.28%-534.1pp |
| Employer contribution / active EE | $9,949 | $2,672+272.4% | $1,709+482.3% | $4,663+113.4% |
| Participant deferral / active EE | $25,648 | $4,243+504.5% | $2,891+787.3% | $6,691+283.3% |
| Admin fee / account holder | $919 | $7,817-88.2% | $4,696-80.4% | $13,402-93.1% |