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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,328 | $202,342-6.4% | $172,753+9.6% | $152,909+23.8% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 4937.73% | 1029.88%+3907.9pp | 803.00%+4134.7pp | 345.46%+4592.3pp |
| Employer contribution / active EE | $14,355 | $5,857+145.1% | $5,144+179.1% | $4,764+201.3% |
| Participant deferral / active EE | $13,526 | $5,948+127.4% | $5,198+160.2% | $5,851+131.2% |
| Admin fee / account holder | $2,839 | $17,112-83.4% | $13,956-79.7% | $11,601-75.5% |