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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,767 | $202,440-85.8% | $169,390-83.0% | $139,466-79.4% |
| Participation rate | 21.4% | 81.1%-59.7pp | 77.2%-55.7pp | 80.3%-58.9pp |
| Annual return | 29.40% | 532.36%-503.0pp | 406.07%-376.7pp | 373.66%-344.3pp |
| Employer contribution / active EE | $808 | $4,693-82.8% | $4,013-79.9% | $4,754-83.0% |
| Participant deferral / active EE | $3,228 | $6,940-53.5% | $6,222-48.1% | $6,712-51.9% |
| Admin fee / account holder | $729 | $10,722-93.2% | $9,015-91.9% | $11,409-93.6% |