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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,911 | $138,102-74.7% | $125,381-72.2% | $134,532-74.1% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -5.89% | 750.73%-756.6pp | 572.31%-578.2pp | 418.27%-424.2pp |
| Employer contribution / active EE | $732 | $5,245-86.0% | $4,815-84.8% | $4,741-84.6% |
| Participant deferral / active EE | $4,303 | $7,801-44.8% | $7,448-42.2% | $6,401-32.8% |
| Admin fee / account holder | $5,860 | $11,568-49.3% | $10,007-41.4% | $11,429-48.7% |