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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,922 | $126,661-78.0% | $113,397-75.4% | $138,895-79.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 13.13% | 25.05%-11.9pp | 23.20%-10.1pp | 145.39%-132.3pp |
| Employer contribution / active EE | $1,612 | $3,456-53.4% | $2,977-45.9% | $4,194-61.6% |
| Participant deferral / active EE | $3,108 | $5,693-45.4% | $5,076-38.8% | $6,396-51.4% |
| Admin fee / account holder | $4,377 | $14,549-69.9% | $11,957-63.4% | $12,562-65.2% |