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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,922 | $124,425-77.6% | $112,040-75.1% | $137,256-79.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 13.13% | 24.72%-11.6pp | 24.52%-11.4pp | 220.34%-207.2pp |
| Employer contribution / active EE | $1,612 | $3,411-52.8% | $2,954-45.4% | $4,156-61.2% |
| Participant deferral / active EE | $3,108 | $5,718-45.6% | $5,098-39.0% | $6,407-51.5% |
| Admin fee / account holder | $4,377 | $15,207-71.2% | $12,098-63.8% | $12,270-64.3% |