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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,225 | $138,114-68.7% | $125,391-65.5% | $134,545-67.9% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+0.9pp | 81.2%+2.1pp |
| Annual return | -20.01% | 750.88%-770.9pp | 572.41%-592.4pp | 418.37%-438.4pp |
| Employer contribution / active EE | $2,937 | $5,246-44.0% | $4,816-39.0% | $4,742-38.1% |
| Participant deferral / active EE | $12,860 | $7,801+64.8% | $7,448+72.7% | $6,401+100.9% |
| Admin fee / account holder | $369 | $11,570-96.8% | $10,009-96.3% | $11,431-96.8% |