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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,892 | $65,364+43.6% | $92,909+1.1% | $72,975+28.7% |
| Participation rate | 37.5% | 68.3%-30.8pp | 76.0%-38.5pp | 69.5%-32.0pp |
| Annual return | 75.57% | 42.11%+33.5pp | 109.44%-33.9pp | 81.01%-5.4pp |
| Employer contribution / active EE | $947 | $2,594-63.5% | $3,653-74.1% | $2,440-61.2% |
| Participant deferral / active EE | $1,431 | $3,128-54.2% | $4,238-66.2% | $3,608-60.3% |
| Admin fee / account holder | $15 | $4,251-99.7% | $5,795-99.7% | $5,124-99.7% |