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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,017 | $81,446+32.6% | $103,374+4.5% | $80,874+33.6% |
| Participation rate | 64.7% | 66.9%-2.1pp | 74.5%-9.8pp | 67.6%-2.9pp |
| Annual return | -2.45% | 25.57%-28.0pp | 24.89%-27.3pp | 35.62%-38.1pp |
| Employer contribution / active EE | $2,064 | $3,107-33.6% | $3,869-46.6% | $2,756-25.1% |
| Participant deferral / active EE | $2,901 | $3,870-25.0% | $5,058-42.6% | $4,297-32.5% |
| Admin fee / account holder | $0 | $6,715-100.0% | $8,394-100.0% | $6,935-100.0% |