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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,776 | $95,915-94.0% | $79,580-92.7% | $134,532-95.7% |
| Participation rate | 70.0% | 75.0%-5.0pp | 69.5%+0.5pp | 81.2%-11.2pp |
| Annual return | -20.48% | -2.71%-17.8pp | 0.15%-20.6pp | 418.27%-438.7pp |
| Employer contribution / active EE | $1,021 | $3,129-67.4% | $2,413-57.7% | $4,741-78.5% |
| Participant deferral / active EE | $1,940 | $4,693-58.7% | $3,985-51.3% | $6,401-69.7% |
| Admin fee / account holder | $658 | $9,132-92.8% | $6,835-90.4% | $11,429-94.2% |