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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,733 | $100,203-89.3% | $85,240-87.4% | $145,897-92.6% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 10.81% | 84.28%-73.5pp | 66.75%-55.9pp | 552.29%-541.5pp |
| Employer contribution / active EE | $1,056 | $3,242-67.4% | $2,735-61.4% | $4,663-77.3% |
| Participant deferral / active EE | $1,852 | $5,299-65.0% | $4,527-59.1% | $6,689-72.3% |
| Admin fee / account holder | $183 | $7,265-97.5% | $6,165-97.0% | $13,390-98.6% |