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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,903 | $97,125-87.7% | $86,233-86.2% | $137,256-91.3% |
| Participation rate | 61.9% | 74.2%-12.3pp | 69.0%-7.1pp | 80.0%-18.1pp |
| Annual return | 18.49% | 74.19%-55.7pp | 61.39%-42.9pp | 220.34%-201.8pp |
| Employer contribution / active EE | $793 | $2,841-72.1% | $2,504-68.3% | $4,156-80.9% |
| Participant deferral / active EE | $1,421 | $5,180-72.6% | $4,559-68.8% | $6,407-77.8% |
| Admin fee / account holder | $122 | $9,725-98.7% | $8,342-98.5% | $12,270-99.0% |