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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,733 | $100,073-89.3% | $85,126-87.4% | $145,877-92.6% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 10.81% | 84.11%-73.3pp | 66.63%-55.8pp | 551.28%-540.5pp |
| Employer contribution / active EE | $1,056 | $3,236-67.4% | $2,731-61.3% | $4,663-77.3% |
| Participant deferral / active EE | $1,852 | $5,294-65.0% | $4,523-59.1% | $6,691-72.3% |
| Admin fee / account holder | $183 | $7,261-97.5% | $6,160-97.0% | $13,402-98.6% |