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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,975 | $167,522-47.5% | $151,639-42.0% | $134,532-34.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -18.41% | 7.81%-26.2pp | 3.34%-21.7pp | 418.27%-436.7pp |
| Employer contribution / active EE | $16,305 | $6,828+138.8% | $6,165+164.5% | $4,741+243.9% |
| Participant deferral / active EE | $13,357 | $8,986+48.6% | $8,363+59.7% | $6,401+108.7% |
| Admin fee / account holder | $1,976 | $13,780-85.7% | $11,613-83.0% | $11,429-82.7% |