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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,407 | $217,432-92.0% | $185,851-90.6% | $167,553-89.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 3.34% | 148.43%-145.1pp | 122.11%-118.8pp | 478.89%-475.5pp |
| Employer contribution / active EE | $2,400 | $5,874-59.1% | $5,168-53.6% | $4,840-50.4% |
| Participant deferral / active EE | $4,567 | $6,357-28.2% | $5,569-18.0% | $6,343-28.0% |
| Admin fee / account holder | $1,281 | $19,820-93.5% | $16,245-92.1% | $12,316-89.6% |