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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,504 | $109,411-85.8% | $89,435-82.7% | $158,982-90.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 2.09% | 345.68%-343.6pp | 245.55%-243.5pp | 302.99%-300.9pp |
| Employer contribution / active EE | $3,162 | $3,173-0.4% | $2,587+22.2% | $4,763-33.6% |
| Participant deferral / active EE | $3,342 | $4,600-27.4% | $3,890-14.1% | $5,983-44.2% |
| Admin fee / account holder | $10,025 | $6,159+62.8% | $4,884+105.2% | $11,252-10.9% |