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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,660 | $92,743-68.0% | $82,744-64.2% | $134,532-78.0% |
| Participation rate | 84.6% | 75.2%+9.4pp | 72.6%+12.1pp | 81.2%+3.4pp |
| Annual return | -17.67% | 946.63%-964.3pp | 702.22%-719.9pp | 418.27%-435.9pp |
| Employer contribution / active EE | $731 | $3,273-77.7% | $3,008-75.7% | $4,741-84.6% |
| Participant deferral / active EE | $4,672 | $4,802-2.7% | $4,395+6.3% | $6,401-27.0% |
| Admin fee / account holder | $349 | $5,977-94.2% | $5,325-93.4% | $11,429-96.9% |