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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,006 | $102,663-93.2% | $86,216-91.9% | $139,466-95.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 14.63% | 1924.52%-1909.9pp | 1169.42%-1154.8pp | 373.66%-359.0pp |
| Employer contribution / active EE | $2,179 | $3,035-28.2% | $2,382-8.5% | $4,754-54.2% |
| Participant deferral / active EE | $1,563 | $4,677-66.6% | $3,986-60.8% | $6,712-76.7% |
| Admin fee / account holder | $565 | $8,663-93.5% | $6,853-91.8% | $11,409-95.0% |