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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $494,367 | $183,516+169.4% | $155,534+217.9% | $145,884+238.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 22.82% | 61.43%-38.6pp | 64.92%-42.1pp | 551.85%-529.0pp |
| Employer contribution / active EE | $19,250 | $5,315+262.2% | $4,675+311.8% | $4,662+312.9% |
| Participant deferral / active EE | $10,167 | $6,467+57.2% | $5,630+80.6% | $6,690+52.0% |
| Admin fee / account holder | $14,201 | $19,293-26.4% | $15,900-10.7% | $13,392+6.0% |