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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,823 | $160,040-78.2% | $147,096-76.3% | $145,877-76.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 1.61% | 98.49%-96.9pp | 419.75%-418.1pp | 551.28%-549.7pp |
| Employer contribution / active EE | $7,763 | $5,289+46.8% | $4,936+57.3% | $4,663+66.5% |
| Participant deferral / active EE | $1,725 | $8,429-79.5% | $8,071-78.6% | $6,691-74.2% |
| Admin fee / account holder | $2,891 | $15,050-80.8% | $13,005-77.8% | $13,402-78.4% |