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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,580 | $83,485-75.3% | $125,192-83.6% | $72,975-71.8% |
| Participation rate | 95.0% | 73.3%+21.7pp | 79.8%+15.2pp | 69.5%+25.5pp |
| Annual return | 49.95% | 25.77%+24.2pp | 43.79%+6.2pp | 81.01%-31.1pp |
| Employer contribution / active EE | $4,185 | $2,346+78.4% | $3,866+8.3% | $2,440+71.5% |
| Participant deferral / active EE | $6,709 | $3,586+87.1% | $4,937+35.9% | $3,608+86.0% |
| Admin fee / account holder | $436 | $5,518-92.1% | $9,704-95.5% | $5,124-91.5% |