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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,400 | $138,114-90.3% | $125,391-89.3% | $134,545-90.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.38% | 750.88%-767.3pp | 572.41%-588.8pp | 418.37%-434.7pp |
| Employer contribution / active EE | $789 | $5,246-85.0% | $4,816-83.6% | $4,742-83.4% |
| Participant deferral / active EE | $3,151 | $7,801-59.6% | $7,448-57.7% | $6,401-50.8% |
| Admin fee / account holder | $6,914 | $11,570-40.2% | $10,009-30.9% | $11,431-39.5% |