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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,138 | $162,136-61.7% | $152,301-59.2% | $154,746-59.8% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 17.37% | 91.02%-73.6pp | 80.50%-63.1pp | 172.34%-155.0pp |
| Employer contribution / active EE | $5,416 | $4,890+10.8% | $4,624+17.1% | $4,379+23.7% |
| Participant deferral / active EE | $16,900 | $8,341+102.6% | $8,004+111.2% | $6,730+151.1% |
| Admin fee / account holder | $33,309 | $15,759+111.4% | $14,398+131.4% | $14,365+131.9% |