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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,138 | $154,228-59.7% | $145,433-57.3% | $137,256-54.7% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 17.37% | 74.59%-57.2pp | 66.58%-49.2pp | 220.34%-203.0pp |
| Employer contribution / active EE | $5,416 | $4,804+12.7% | $4,554+18.9% | $4,156+30.3% |
| Participant deferral / active EE | $16,900 | $8,216+105.7% | $7,897+114.0% | $6,407+163.8% |
| Admin fee / account holder | $33,309 | $14,344+132.2% | $13,129+153.7% | $12,270+171.5% |