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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,138 | $196,972-68.5% | $182,262-65.9% | $198,609-68.7% |
| Participation rate | 66.7% | 85.7%-19.0pp | 84.2%-17.5pp | 82.4%-15.7pp |
| Annual return | 17.37% | 158.27%-140.9pp | 140.60%-123.2pp | 202.70%-185.3pp |
| Employer contribution / active EE | $5,416 | $5,364+1.0% | $5,046+7.3% | $5,055+7.1% |
| Participant deferral / active EE | $16,900 | $8,643+95.5% | $8,276+104.2% | $6,977+142.2% |
| Admin fee / account holder | $33,309 | $18,429+80.7% | $16,712+99.3% | $19,030+75.0% |