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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,065 | $167,352-85.0% | $143,788-82.6% | $134,509-81.4% |
| Participation rate | 40.0% | 84.8%-44.8pp | 80.3%-40.3pp | 81.2%-41.2pp |
| Annual return | -11.67% | 0.47%-12.1pp | -0.03%-11.6pp | 418.13%-429.8pp |
| Employer contribution / active EE | $2,583 | $5,620-54.0% | $4,952-47.8% | $4,741-45.5% |
| Participant deferral / active EE | $4,883 | $6,447-24.3% | $5,638-13.4% | $6,400-23.7% |
| Admin fee / account holder | $69 | $18,091-99.6% | $14,675-99.5% | $11,427-99.4% |