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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $924 | $108,701-99.2% | $74,723-98.8% | $152,909-99.4% |
| Participation rate | 66.7% | 65.4%+1.3pp | 54.5%+12.2pp | 82.5%-15.8pp |
| Annual return | 21.11% | 114.12%-93.0pp | 753.18%-732.1pp | 345.46%-324.4pp |
| Employer contribution / active EE | $393 | $1,504-73.9% | $1,084-63.8% | $4,764-91.8% |
| Participant deferral / active EE | $589 | $2,709-78.3% | $1,962-70.0% | $5,851-89.9% |
| Admin fee / account holder | $5 | $4,906-99.9% | $3,335-99.9% | $11,601-100.0% |