Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,358 | $79,955-80.8% | $98,461-84.4% | $75,173-79.6% |
| Participation rate | 58.8% | 70.4%-11.5pp | 75.2%-16.3pp | 67.2%-8.4pp |
| Annual return | 16.46% | 19.75%-3.3pp | 21.17%-4.7pp | 160.72%-144.3pp |
| Employer contribution / active EE | $1,165 | $2,264-48.6% | $3,049-61.8% | $2,671-56.4% |
| Participant deferral / active EE | $2,924 | $3,752-22.1% | $4,738-38.3% | $4,126-29.1% |
| Admin fee / account holder | $3,328 | $6,841-51.4% | $8,961-62.9% | $5,651-41.1% |