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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,450 | $185,830-89.5% | $170,004-88.6% | $139,427-86.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 0.00% | 60.52%-60.5pp | 53.39%-53.4pp | 373.27%-373.3pp |
| Employer contribution / active EE | $2,421 | $7,591-68.1% | $6,786-64.3% | $4,752-49.0% |
| Participant deferral / active EE | $7,362 | $11,622-36.7% | $10,408-29.3% | $6,711+9.7% |
| Admin fee / account holder | $2,945 | $15,381-80.9% | $12,816-77.0% | $11,404-74.2% |