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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,471 | $209,336-22.4% | $197,124-17.6% | $137,256+18.4% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.34% | 48.09%-31.7pp | 44.34%-28.0pp | 220.34%-204.0pp |
| Employer contribution / active EE | $21,633 | $6,591+228.2% | $6,227+247.4% | $4,156+420.5% |
| Participant deferral / active EE | $7,943 | $9,614-17.4% | $9,135-13.0% | $6,407+24.0% |
| Admin fee / account holder | $2,013 | $17,308-88.4% | $16,298-87.6% | $12,270-83.6% |