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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,662 | $165,361-76.6% | $149,715-74.2% | $158,950-75.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -2.53% | 348.24%-350.8pp | 276.66%-279.2pp | 302.91%-305.4pp |
| Employer contribution / active EE | $10,511 | $5,103+106.0% | $4,645+126.3% | $4,762+120.7% |
| Participant deferral / active EE | $19,724 | $7,182+174.6% | $6,842+188.3% | $5,983+229.7% |
| Admin fee / account holder | $5,426 | $10,808-49.8% | $9,310-41.7% | $11,248-51.8% |