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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,662 | $165,399-76.6% | $149,745-74.2% | $158,982-75.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -2.53% | 348.34%-350.9pp | 276.72%-279.3pp | 302.99%-305.5pp |
| Employer contribution / active EE | $10,511 | $5,105+105.9% | $4,646+126.2% | $4,763+120.7% |
| Participant deferral / active EE | $19,724 | $7,183+174.6% | $6,843+188.2% | $5,983+229.6% |
| Admin fee / account holder | $5,426 | $10,811-49.8% | $9,312-41.7% | $11,252-51.8% |