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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,775 | $185,312+5.6% | $161,489+21.2% | $154,746+26.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.68% | 103.84%-87.2pp | 89.72%-73.0pp | 172.34%-155.7pp |
| Employer contribution / active EE | $13,117 | $4,769+175.0% | $4,268+207.3% | $4,379+199.5% |
| Participant deferral / active EE | $16,350 | $6,350+157.5% | $5,630+190.4% | $6,730+142.9% |
| Admin fee / account holder | $1,503 | $18,654-91.9% | $16,006-90.6% | $14,365-89.5% |