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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,453 | $165,381+112.5% | $149,730+134.7% | $158,966+121.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 4.72% | 348.29%-343.6pp | 276.70%-272.0pp | 302.95%-298.2pp |
| Employer contribution / active EE | $5,033 | $5,104-1.4% | $4,645+8.4% | $4,762+5.7% |
| Participant deferral / active EE | $16,000 | $7,182+122.8% | $6,843+133.8% | $5,983+167.4% |
| Admin fee / account holder | $268,636 | $10,809+2385.2% | $9,310+2785.3% | $11,250+2287.9% |