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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,749 | $110,629-83.1% | $80,784-76.8% | $167,553-88.8% |
| Participation rate | 35.3% | 64.0%-28.7pp | 54.2%-18.9pp | 82.1%-46.8pp |
| Annual return | 46.77% | 120.58%-73.8pp | 87.31%-40.5pp | 478.89%-432.1pp |
| Employer contribution / active EE | $982 | $1,543-36.4% | $1,160-15.4% | $4,840-79.7% |
| Participant deferral / active EE | $3,385 | $2,871+17.9% | $2,145+57.8% | $6,343-46.6% |
| Admin fee / account holder | $0 | $4,547-100.0% | $3,380-100.0% | $12,316-100.0% |