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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,839 | $29,733+37.4% | $56,025-27.1% | $80,959-49.6% |
| Participation rate | 19.4% | 41.7%-22.4pp | 52.5%-33.2pp | 67.7%-48.3pp |
| Annual return | 16.41% | 35.28%-18.9pp | 1712.69%-1696.3pp | 35.67%-19.3pp |
| Employer contribution / active EE | $369 | $672-45.1% | $1,042-64.6% | $2,757-86.6% |
| Participant deferral / active EE | $1,805 | $1,229+46.8% | $1,955-7.7% | $4,300-58.0% |
| Admin fee / account holder | $1 | $2,434-100.0% | $2,828-100.0% | $6,925-100.0% |