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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,383 | $82,678-69.3% | $125,391-79.8% | $68,490-62.9% |
| Participation rate | 57.3% | 75.1%-17.7pp | 82.4%-25.1pp | 67.9%-10.6pp |
| Annual return | 0.00% | -5.97%+6.0pp | 572.41%-572.4pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,175 | $3,382-35.7% | $4,816-54.8% | $2,597-16.3% |
| Participant deferral / active EE | $5,242 | $6,111-14.2% | $7,448-29.6% | $4,028+30.2% |
| Admin fee / account holder | $2,001 | $6,277-68.1% | $10,009-80.0% | $5,403-63.0% |