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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,332 | $135,639-21.6% | $110,241-3.5% | $135,382-21.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -45.10% | 513.21%-558.3pp | 314.75%-359.9pp | 519.77%-564.9pp |
| Employer contribution / active EE | $6,685 | $4,907+36.3% | $3,827+74.7% | $4,779+39.9% |
| Participant deferral / active EE | $10,130 | $5,507+84.0% | $4,672+116.8% | $5,609+80.6% |
| Admin fee / account holder | $16,405 | $11,457+43.2% | $8,548+91.9% | $10,829+51.5% |