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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,834 | $159,934-73.8% | $147,005-71.5% | $145,959-71.3% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 13.31% | 98.24%-84.9pp | 418.76%-405.5pp | 561.95%-548.6pp |
| Employer contribution / active EE | $1,086 | $5,287-79.5% | $4,934-78.0% | $4,661-76.7% |
| Participant deferral / active EE | $3,080 | $8,427-63.5% | $8,070-61.8% | $6,689-54.0% |
| Admin fee / account holder | $7,092 | $15,053-52.9% | $13,006-45.5% | $13,398-47.1% |