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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,936 | $92,743+367.9% | $82,744+424.4% | $134,532+222.6% |
| Participation rate | 33.3% | 75.2%-41.9pp | 72.6%-39.2pp | 81.2%-47.9pp |
| Annual return | 2931.99% | 946.63%+1985.4pp | 702.22%+2229.8pp | 418.27%+2513.7pp |
| Employer contribution / active EE | $1,481 | $3,273-54.7% | $3,008-50.8% | $4,741-68.8% |
| Participant deferral / active EE | $2,571 | $4,802-46.5% | $4,395-41.5% | $6,401-59.8% |
| Admin fee / account holder | $0 | $5,977-100.0% | $5,325-100.0% | $11,429-100.0% |