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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,761 | $72,071+63.4% | $68,368+72.2% | $137,256-14.2% |
| Participation rate | 54.2% | 76.2%-22.1pp | 73.8%-19.6pp | 80.0%-25.8pp |
| Annual return | -13.25% | 353.14%-366.4pp | 292.57%-305.8pp | 220.34%-233.6pp |
| Employer contribution / active EE | $2,065 | $2,788-25.9% | $2,649-22.0% | $4,156-50.3% |
| Participant deferral / active EE | $3,061 | $4,410-30.6% | $4,123-25.8% | $6,407-52.2% |
| Admin fee / account holder | $0 | $5,336-100.0% | $5,150-100.0% | $12,270-100.0% |