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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,604 | $132,099-61.7% | $115,599-56.2% | $138,895-63.6% |
| Participation rate | 89.5% | 77.9%+11.6pp | 74.3%+15.2pp | 79.9%+9.6pp |
| Annual return | 16.94% | 176.76%-159.8pp | 111.10%-94.2pp | 145.39%-128.4pp |
| Employer contribution / active EE | $2,617 | $3,416-23.4% | $2,955-11.4% | $4,194-37.6% |
| Participant deferral / active EE | $3,877 | $5,617-31.0% | $4,889-20.7% | $6,396-39.4% |
| Admin fee / account holder | $349 | $15,650-97.8% | $12,841-97.3% | $12,562-97.2% |